Diversifying a bond portfolio with credit can be a smart move for investors looking to increase their yield potential. In the discussion on this topic, the host emphasized the importance of considering credit as part of a bond portfolio, especially for those looking to boost their returns. It is suggested…
Leverage loans are a common strategy used in real estate financing to generate higher returns for investors. In a typical capital structure, equity investors are looking to earn a certain rate of return, let's say 15%. To maximize their returns, they leverage the property by taking out a loan, typically…
Investing is a crucial aspect of financial planning, as it allows individuals to grow their wealth and secure their financial future. There are various investment types available to investors, each offering different benefits and risks. One key aspect of investing is understanding the different types of investments and the potential…
Episode 63: Understanding Debt and Credit Funds with Michael Episcope Ready to explore the latest in tech careers and financial insights? Click here now for an eye-opening journey at https://www.techequityandmoneynews.com/! Michael Episcope co-founded Origin Investments in 2007. Michael is co-CEO, co-chairs the investment committee and oversees investor relations and capital…
Understanding the difference between park-owned and tenant-owned homes in a mobile home park is crucial for anyone looking to take over or invest in such a property. In a recent podcast, the speaker discussed the importance of examining the strategy of an experienced operator when it comes to this decision.…
Mobile home parks have proven to be incredibly resilient during times of crisis, such as the recent COVID-19 pandemic. Despite the economic challenges faced by many industries, mobile home parks have continued to increase in value. This resilience was evident in the fact that collections remained steady, with an average…
Manufactured housing communities have long been known for their stable cashflow and consistent returns for investors. The key to this stability lies in the affordability of these communities, the partnership with residents, and the low expenses associated with managing them. One of the main factors contributing to the stable cashflow…
Manufactured housing communities offer a unique advantage when it comes to depreciation compared to traditional multifamily properties. While owners of multifamily properties can benefit from depreciation on the building itself, owners of manufactured housing communities can take advantage of depreciation on the infrastructure. This difference in depreciation can have significant…
Affordable manufactured homes offer value in a variety of ways. One of the key benefits of manufactured homes is their affordability compared to traditional housing options. In the podcast, it was mentioned that a three bedroom, two bath mobile home can be the same price as a two bedroom, one…
Manufactured homes, also known as mobile homes, are a type of housing that is built offsite and then transported to a designated lot for installation. This housing option has become increasingly popular in recent years due to its affordability and flexibility. In this essay, we will explore the benefits and…
In late 2018 and throughout 2019, there was a noticeable trend of decreasing cashflow in multifamily investments. This was particularly evident in new investments, where cashflow percentages dropped from around 10% to as low as 6 or 7%. In some cases, investors were seeing as little as 4% cash on…
Episode 62: Mobile Home Park Investments with Christopher Nelson Ready to explore the latest in tech careers and financial insights? Click here now for an eye-opening journey at https://www.techequityandmoneynews.com/! In this episode of "Tech Equity and Money Talk," host Christopher Nelson discusses the importance of exploring new asset classes to…
By doing your due diligence and checking market prices before renting, you have the power to negotiate and ask questions. You can approach the landlord or property manager with confidence, armed with the knowledge that you have done your research and know what a fair price should be. This can…
When it comes to investing in real estate, one of the key factors to consider is the Debt Service Coverage Ratio (DSCR). The DSCR is a financial metric that measures a property's ability to generate enough income to cover its debt obligations. It is calculated by dividing the property's net…
One of the main reasons why renters by choice prefer quality properties is because they are often college-educated individuals who value their living environment. These individuals are looking for a place that not only meets their basic needs but also offers them a sense of luxury and comfort. Class A…
Sunbelt markets, known for their warm climate and growing economies, are currently facing an oversupply issue in the multifamily housing sector. This oversupply is particularly evident in cities like Austin, where the supply of new multifamily units has outpaced demand by a significant margin. According to a recent article by…
In the world of real estate investing, capital protection is paramount. As an investor, it is crucial to safeguard your investment against market fluctuations and unforeseen risks. One strategy that has gained popularity in recent years is the barbell strategy for capital protection. The barbell strategy is a risk management…
The episode discusses the current state of the economy, specifically focusing on the fact that it has become overheated and interest rates are rising. The speaker mentions that from 2008 to 2024, there have been different cycles in the economy, and currently, we are in a period where there has…
Do you want to hang out with experienced tech careers industry executives, ask them about career growth, equity compensation, investing, financial strategies, and more, then take an insight or two to guide your own career and lifestyle? That’s what we do each week on Tech Careers and Money Talk. Hosted…
In the world of real estate, there is no doubt that it can be a lucrative and rewarding industry. However, as the guest in the podcast mentioned, real estate can also be a great destroyer of wealth if not approached with caution and proper risk management strategies. This is why…
Investing in real estate syndications is a popular and profitable way for individuals to diversify their investment portfolios. Syndications involve multiple investors coming together to pool their resources and share in the ownership of a single asset. This type of investment structure typically includes two types of partners: general partners…
Real estate investment trusts (REITs) are a popular investment option for individuals looking to diversify their portfolio and generate passive income through dividends. Companies like BlackRock and Apollo manage large holdings of real estate assets, which are then structured into funds that investors can buy into. One of the key…
Diversifying income with bond investments is a smart strategy for investors looking to generate income while also managing risk. Bonds are a traditional asset class known for providing steady income streams through interest payments. There is a wide spectrum of bond instruments available for investors to choose from, ranging from…
One of the main advantages of high yield savings accounts is their safety and security. Unlike other investment options, such as stocks or bonds, high yield savings accounts are insured by the Federal Deposit Insurance Corporation (FDIC) up to a certain limit. This means that investors can rest assured knowing…